87 billion. Foreign bank entry form and strategic group membership dynamics during 2005–2010 Tables 2 and 3 provide insights on strategic group dynamics by analysing bank membership within the same strategic group across two time periods using the match ratio based on Sudharshan et al. Commercial Bank of Ethiopia, Annual Report, June 2006/07, 2007/08 2008/09, 2009/10. Our strategic goals and objectives are deep rooted in the aspiration of:-. The 2015-2019 strategic plan comes soon after the Bank’s fortieth anniversary, a sign of maturity, which comes with higher expectations from member countries, even though it is. AYSOL was assigned to play a leading role in developing Degu Samrawi’s three year strategic plan. Vision: "To be the best and preferred financial services provider where customers feel valued" Mission:. The company defines their objective and determines what the external and internal elements are that can have a positive or negative impact on reaching their goal. CBE and NBE know the performance of the bank in the pre and post liberalization and hence, to comment and recommend them on what they have to do, for the banks’ prosperity. 2 million and started banking operations on Feb. Awash International Bank (AIB) S. Salary Amount No. objective of the new Commission. We believe that the future of telecom in Ethiopia must simultaneously provide affordable, universal service and universal access to all citizens and provide advanced services to those businesses, institutions, and individuals who need them. 2 Specific Objectives To analysis the financial ratio trends of awash international bank To evaluate the company utilizing its assets against the industry average. Delivering and being open to constructive and timely feedback. Dashen Bank | Always One Step Ahead!. You can easily transfer funds to other countries with just a few clicks. Analysis based a Commercial Bank operating in Sri Lanka). It is considered successful if the company achieves its. Apr 6, 2017 · [PDF] Strategic Analysis and Strategic Planning for Commercial Banking (An Analysis based a Commercial Bank operating in Sri Lanka) | Semantic Scholar DOI: 10. Lion International Bank | Lion International Bank S. Introduction Commercial Bank of Ethiopia (CBE) is one of the oldest public banks established in 1942 as a State Bank. Mar 19, 2014 · Strategic planning is the process of finding the extent to which an organization's goals and objectives are on a par with the circumstances that different market circles afford [5]. Awash International Bank SC. Timely preaching is effective preaching. 87 billion, respectively. 85 million ha at the end of the planning period (2014/2015). Awash Bank. This will help the Bank in generating value driven online transactions and help its customers in the move towards digital transformation. Feb 24, 2020 · Commercial Bank of Ethiopia Environmental and Social Policy Page 3 1. The company defines their objective and determines what the external and internal elements are that can have a positive or negative impact on reaching their goal. The management strategy plan of the bank, developed by KPMG Management Consulting three years ago, played a great role for the bank in . By 2025, AIB will grow four times its current capacity. Yes, we are about to start implementing a 10-year strategic plan, which is entitled "Transforming AIB, Vision 2025". In November 2002 the United States Congress and President George W. 1 General objectives • The overall objective of the term paper is to examine and evaluate the financial performance using indicators and prepare 2020 financial plan of awash international bank. C is to asses that poor logistics. Microfinance Supervision Division of the National Bank of Ethiopia opened the workshop. Similarly, 33% of them stated. 2022–2026 Strategic Plan. [PDF] Strategic Analysis and Strategic Planning for Commercial Banking (An Analysis based a Commercial Bank operating in Sri Lanka) | Semantic Scholar DOI: 10. Each department might have groups such as management, compliance, technology, strategic planning, and similar within them. The main objective of the study is to evaluate the financial performance of the Commercial Bank of Ethiopia in the pre and post liberalization. The study design is descriptive in nature. Since then, the Bank has been exerting. The major target of the plan is to make Awash one of. Corporate author : International Scientific Committee for the drafting of a General History of Africa Person as author : Ki-Zerbo, Joseph [editor]. the key strategies that are able to keep construction entities in operation. Read Review. Savings Mobilization Strategies: Lessons From Four Experiences Introduction Around the world, poor households save in various forms and for various purposes. Awash International Bank has flourished over 25 years in a quickly evolving economy. Awash Bank. Strategic planning is a tool for strategic management and the decision-making process to obtain certain results in the future (Aguila, 2015). Mission To provide efficient, competitive, diversified and profitable . C is to asses that poor logistics. According to the answers, 30% of firms stated that they prepare their strategic plans for 1-3 years. Awash River Basin is one of the 12 major basins of Ethiopia, . Here you will find questions for. The study is intended to know the Recruitment and Selection Process in the two banks and comparing the processes held. The manner of entry and the entry point of each bank is a strategic response to the various strengths, weaknesses, opportunities and threats. of the prior Strategic Plan the Bank grew quickly in terms of both assets and employees. Yes, we are about to start implementing a 10-year strategic plan, which is entitled "Transforming AIB, Vision 2025". By 2025, AIB will grow four times its current capacity. Mission To provide efficient, competitive, diversified and profitable banking services to a continuously growing number of customers in a socially responsible manner supported by appropriate modern banking technology as well as qualified, trained and motivated team of management and employees imbued with highly professional and ethical standards. For example, from June 2017to June 20 20, the Bank’s assets increased from approximately $1. Yes, we are about to start implementing a 10-year strategic plan, which is entitled “Transforming AIB, Vision 2025”. Awash Bank maintains its leading position in the private financial industry posting a record high profit boosted by a newly implemented management strategic. 5. Timely preaching is effective preaching. Strategy is not competing to be the best. AYSOL was assigned to play a leading role in developing Degu Samrawi's three year strategic plan. Awash International Bank SC AYSOL has partnered with AIB S. Awash Corporate Profile - Awash Bank. Corporate author : International Scientific Committee for the drafting of a General History of Africa Person as author : Ki-Zerbo, Joseph [editor]. management in the strategy plan of the business. 1 General objectives • The overall objective of the term paper is to examine and evaluate the financial performance using indicators and prepare 2020 financial plan of awash international bank. As of end of June 2020 the number of shareholders and its paid-up capital increased to over 4369 and Birr 5. (In Rs. , board, staff, donors, etc. Irrigation development is increasingly considered as one of the strategic pillar for ensuring food security and alleviating poverty. strategic planning process to ask the right questions to ensure MOCSA was positioned to meet their objective. As of now, Awash Bank has 4369 shareholders and capital of ETB 5. 87 billion, respectively. For full functionality of this site it is necessary to enable JavaScript. The objective of the bank is to provide efficient, competitive, diversified and profitable banking service to a continues growing number of customer in a socially responsible manner supported by appropriate modern banking technology as well as qualifies, trained and motivated team of management and employees imbued with high professional and. This capital increase was to enable additional financing of viable investment projects in the range of EUR 180bn between 2013-2015, across all Member. 0 — is our framework for working smarter, more efficiently, and with renewed energy to end hunger for more. CBE and NBE know the performance of the bank in the pre and post liberalization and hence, to comment and recommend them on what they have to do, for the banks’ prosperity. Whether looking to start up or expand, this practical advice will help anyone to prepare a plan that is tailored to the requirements of their business - one that will get the financial backing they need. Awash Bank - Nurturing Like The River. Bank,Cooporateive Bank of . The strategic plan was prepared during the second half of 2006. of the bank the student researcher have selected the Head Office to become cost wise. Due to time constraints period of data of this research had included the last five years of the. The Secretary of State has had regard to relevant advice given by the Food Standards Agency in. Looking for a way to take your company in a new and profitable direction? It starts with strategic planning. Ethio Telecom's mission, vision & values motivate 100% of Ethio Telecom employees. 50% of employees say that the main reason they stay at Ethio Telecom is because of the Ethio Telecom company mission. The major target of the plan is to make Awash one of the top ten banks in East Africa in terms of capital, loans and advances, and deposits within 10 years. of the bank the student researcher have selected the Head Office to become cost wise. Bank’s business has expanded over the years. advantaged position. We at AIB LLC understand that the very first step of starting a new bank is to build a strong business and strategic plan. 37 billion to $2. Bush established. The CRA Officer,. When expanded it provides a list of search options that will switch the search inputs to match the current selection. Central Time (CT) today. To prevent banks from operating in silos, an effective strategic plan should have a layer of “discipline strategy” articulating the bank and department strategy across functional lines. The BOT 3-year strategic plan comprises of 12 strategies, grouped into three dimensions: Stability, Development, and Internal Excellence. Call: 0115-57-12-54 Call center: 8980 Email: contactcenter@awashbank. advantaged position. 87 billion, respectively. Friedman (1998), Money and Banking, 4th Edition, American Bankers Association. pdf Awash Bank Exam Question part 2 and Entrance Test Learn about the interview process,. Regulators offered significant regulatory relief during the pandemic, but much of that relief is now. British Business Bank Strategic Plan. Strategic planning is a basic premise of survival of companies in the global market. Yonas Merawi Dirirsa auf LinkedIn: Absence of investment banks compels central bank to repurpose retail banks. 5 million and 100,000 to 9. Introduction Commercial Bank of Ethiopia (CBE) is one of the oldest public banks established in 1942 as a State Bank. advantaged position. For the effective period of this proposed Plan, the Bank is. During the year, the utility electric power supply issue . management in the strategy plan of the business. Associated Bank management intends to provide additional details on its strategic plan and initiatives in a conference call for investors and analysts at 5:00 p. The sub-committee gives oversight to the overall implementation of the strategic plan. Strategic Partnership Bank of Abyssinia, to build its brand traction and expand its customer base, has formed a strategic partnership with different international organizations based in Ethiopia. Awash Bank Exam Question and Entrance Test Learn about the interview process, employee benefits, company culture and more. Awash Bank. Strategic management of Unite Bank with shareholder of commercial bank in Ethiopia Strategic. E-Book Overview Nearly three thousand people died in the terrorist attacks of September 11, 2001. of the prior Strategic Plan the Bank grew quickly in terms of both assets and employees. management in the strategy plan of the business. The PRS {poverty reduction strategy} is a more detailed, operational document, and should be attached to a Medium Term Expenditure Framework (MTEF). Irrigation water pricing has been considered as a tool to enhance water conservation in irrigated agriculture. Awash Bank. DESCRIPTION OF THE BASIN AND PLANNING AREAS Strategic geographic location made Awash Basin to be a center for urbanization and its suitability enable it to become focus for agricultural and industrial development. This button displays the currently selected search type. Lion International Bank | Lion International Bank S. , board, staff, donors, etc. Central Bank of Ireland Strategic Plan. We also believe than no one is smarter than all of us. Development Experience Clearinghouse (DEC) - Home. bank's capital is evaluated, and control the methods on the basis of which the compliance of internal procedu-res concerning capital is assessed. Awash Bank maintains its leading position in the private financial industry posting a record high profit boosted by a newly implemented management strategic plan. 84 billion, while the number of FTEs increased from approximately 306 to 423. The plan outlines the overall goals, required strategies, and tactics. Strategic Goals. Awash Bank is among the largest private banks in Ethiopia established in 1995 with a paid capital ETB of 24. Banks have also faced increasing and changing regulations since the Great Recession of 2008. Awash International Bank has flourished over 25 years in a quickly evolving economy. Yonas Merawi Dirirsa auf LinkedIn: Absence of investment banks compels central bank to repurpose retail banks. Commercial Bank of Ethiopia, Annual Report, June 2006/07, 2007/08 2008/09, 2009/10. FISCAL YEARS 2023–2027. com P. We have evaluated the effects of water pricing on water management practices in Awash Basin Authority (ABA). Ally Strategic Plan - Federal Reserve. This IT strategic planning template will help you translate your strategy story into an IT strategic plan by capturing all of the key elements of your IT strategy on a page: Business objectives IT/business capabilities Key performance indicators (KPIs) Enabling capabilities and initiatives Cross-enterprise dependencies and risks. 7 Updated: January 12, 2022. Lagos: Access Bank Plc ( . The PRS {poverty reduction strategy} is a more detailed, operational document, and should be attached to a Medium Term Expenditure Framework (MTEF). CBE and NBE know the performance of the bank in the pre and post liberalization and hence, to comment and recommend them on what they have to do, for the banks’ prosperity. Dashen Bank | Always One Step Ahead!. Awash Bank - Nurturing Like The River. Central Time (CT) today. THE OCC STRATEGIC PLAN. The SWOT method was originally developed for business and industry, but it is equally useful in the work of. Comercial bank of Ethiopia home page - Commercial Bank Of Ethiopia. Corporate author : International Scientific Committee for the drafting of a General History of Africa Person as author : Ki-Zerbo, Joseph [editor]. Awash Bank, Ethiopia’s pioneering private bank, was established on November 10, 1994 after the downfall of the socialist regime. 2 Million. Banks have also faced increasing and changing regulations since the Great Recession of 2008. allocation strategic plan developed to vision realize integrated, equitable, efficient and sustainable. awash bank annual report 2020 pdf. FINANCIAL PERFORMANCE; IN CASE OF AWASH BANK” is outcome of my own effort and. bank strata, Awash International, Birhan International,. It started operation in February 1995. Awash Insurance Company SC. Strategic Analysis and Strategic Planning for Commercial Banking. Awash Insurance Company SC. The Commercial Bank Business Plan and Business Development toolkit features 18 different documents that you can use for capital raising or general business planning purposes. Jan 1, 2012 · Strategic planning is a basic premise of survival of companies in the global market. Company-Profile-Edited-2_compressedDownload. Awash Bank is among the largest private banks in Ethiopia established in 1995 with a paid capital ETB of 24. ^ABP (16 March 2016). 7 Updated: January 12, 2022. Download the pdf to learn more about Awash Bank, the leading private commercial bank in Ethiopia. Plenty of business banking choices. Awash Bank was established by 486 founding shareholders with a paid-up capital of Birr 24. The Bank’s CRA Officer is responsible for actively monitoring the existing and future Strategic Plan and administering the rogram thereunder. The major target of the plan is to make Awash one of the top ten banks in East Africa in terms of capital, loans and advances, and deposits within 10 years. Associated Bank management intends to provide additional details on its strategic plan and initiatives in a conference call for investors and analysts at 5:00 p. AYSOL has developed a professional culture audit model, conducted 360-degree culture audit by engaging all stakeholders, produced comprehensive report and recommended brand. The main objective of the study is to evaluate the financial performance of the Commercial Bank of Ethiopia in the pre and post liberalization. Strategic Plan. Comercial bank of Ethiopia home page - Commercial Bank Of Ethiopia. Each department might have groups such as management, compliance, technology, strategic planning, and similar within them. bank and four private banks, from public bank strata, solely Commercial Bank of Ethiopia, and from private bank strata, Awash International, Birhan International, Debub Global and United Bank were selected. com P. A Lead Business Advisor facilitated conversations with MOCSA’s executive team and used their EDGE process to develop a plan that MOCSA could implement over the next three-five years. A survey among twenty-two construction companies was. Also included is the new Investment Plan for Europe. strategic planning process to ask the right questions to ensure MOCSA was positioned to meet their objective. Clearwater Strategic Plan. DESCRIPTION OF THE BASIN AND PLANNING AREAS Strategic geographic location made Awash Basin to be a center for urbanization and its suitability enable it to become focus for agricultural and industrial development. Central Time (CT) today. AYSOL has developed a professional culture audit model, conducted 360-degree culture audit by engaging all stakeholders, produced comprehensive report and recommended brand. Box 12638 Code 1000 Fax : +251115570136 Head Quarter : Awash Towers, Ras Abebe Aregay St Addis ababa, Ethiopia Personal Banking Personal saving account Current account Special saving account School /Tuition fee collection services Interest-Free Baking Interest-Free Baking. A Research design is simply the framework of plan for a study that guides for the collection and analysis of data. Awash Bank focuses on delivering distinctive profitable solutions for its clients in all core areas of commercial banking. We live this value by: Considering that collective goals are more important than my personal/ department goals. 103 b) Technical Staff Sl. bank and four private banks, from public bank strata, solely Commercial Bank of Ethiopia, and from private bank strata, Awash International, Birhan International, Debub Global and United Bank were selected. The full 2020-2023 Strategic Plan can. E-Book Overview Nearly three thousand people died in the terrorist attacks of September 11, 2001. In order to cope with future competition, the three-year plan sets a goal of decreasing service prices. Developing a full awareness of our situation can help with both strategic planning and decision-making. Strategic Analysis and Strategic Planning for Commercial Banking. We live this value by: Considering that collective goals are more important than my personal/ department goals. Dashen Bank | Always One Step Ahead!. 84 billion, while the number of FTEs increased from approximately 306 to 423. Yes, we are about to start implementing a 10-year strategic plan, which is entitled "Transforming AIB, Vision 2025". humiliated in bondage, menards kitchen sinks
These changes have been costly, and at times overwhelming, to keep up with. . Strategic plan of awash bank pdf
Strategic Plan. Box 12638 Code 1000 Fax : +251115570136 Head Quarter : Awash Towers, Ras Abebe Aregay St Addis ababa, Ethiopia Personal Banking Personal saving account Current account Special saving account School /Tuition fee collection services Interest-Free Baking Interest-Free Baking. The Secretary of State has had regard to relevant advice given by the Food Standards Agency in. Vision: "To be the best and preferred financial services provider where customers feel valued" Mission:. (emphasis added) It is perhaps understandable that aid officials would turn to complicated plans, strategies, and frameworks in order to try to meet 54 Millennium Development Goals by. CBE and NBE know the performance of the bank in the pre and post liberalization and hence, to comment and recommend them on what they have to do, for the banks’ prosperity. (emphasis added) It is perhaps understandable that aid officials would turn to complicated plans, strategies, and frameworks in order to try to meet 54 Millennium Development Goals by. Development Experience Clearinghouse (DEC) - Home. Apr 6, 2017 · [PDF] Strategic Analysis and Strategic Planning for Commercial Banking (An Analysis based a Commercial Bank operating in Sri Lanka) | Semantic Scholar DOI: 10. In this section physical, socio economic, agricultural and water resources settings are described. Bank’s business has expanded over the years. 4 million lines as well as the network capacity of mobile telephone and internet shall also be raised from 1. 37 billion to $2. Mar 19, 2014 · Accordingly, the strategic management and planning process consists of sequential five key steps; (i) Goal setting, (ii) Analysis strategy formation, (iii) Strategy formation, (iv) Strategy. The study design is descriptive in nature. We are amending the banking business proclamation *** “Existing commercial banks will be able to play the role of investment banks. Due to time constraints period of data of this research had included the last five years of the. 2022–2026 Strategic Plan. The overall goal. Strategic planning is a basic premise of survival of companies in the global market. The overall goal. 85 million ha during the base period (2010/2011) to 1. AYSOL was assigned to play a leading role in developing Degu Samrawi's three year strategic plan. advantaged position. David H. Awash International Bank SC. Simply fill in the attached form with your company overview,. Yonas Merawi Dirirsa auf LinkedIn: Absence of investment banks compels central bank to repurpose retail banks. Designation No. Awash Bank was established by 486 founding shareholders with a paid-up capital of Birr 24. AYSOL was assigned to play a leading role in developing Degu Samrawi's three year strategic plan. BoA is the first bank to introduce this system to Ethiopia which makes it the leadingbank of Ethiopia. Done well, a strategic planning process allows organizations to set a direction, providing objectives and goals that are used for assessing progress across the organization. It is considered successful if the company achieves its. Apr 6, 2017 · [PDF] Strategic Analysis and Strategic Planning for Commercial Banking (An Analysis based a Commercial Bank operating in Sri Lanka) | Semantic Scholar DOI: 10. 2 Million. Strategic management of Unite Bank with shareholder of commercial bank in Ethiopia Strategic. 2022–2026 Strategic Plan. Bush established. In Lower Manhattan, on a field in Pennsylvania, and along the banks of the Potomoc, the United States suffered the single largest loss of life from an enemy attack on its soil. Assistant 1 2000 2,000. Assistant 1 2000 2,000. The Bank’s CRA Officer is responsible for actively monitoring the existing and future Strategic Plan and administering the rogram thereunder. The plan covers the entire awash basin with a division of six planning area (Awash Upstream Koka, Awash Awash, Awash Halidebi, Awash Adaitu, Awash Terminal and Eastern Catchment) at a strategic level and detail action plan with the time horizon of 8 and 3 years respectively. Awash Bank, Ethiopia’s pioneering private bank, was established on November 10, 1994 after the downfall of the socialist regime. These successes should also be internal. 84 billion, while the number of FTEs increased from approximately 306 to 423. 87 billion. was established in November 1994 as the 1st private commercial bank in Ethiopia after deregulation. 37 billion to $2. Salary Amount No. The SWOT method was originally developed for business and industry, but it is equally useful in the work of. the key strategies that are able to keep construction entities in operation. Mar 19, 2014 · Strategic planning is the process of finding the extent to which an organization's goals and objectives are on a par with the circumstances that different market circles afford [5]. DESCRIPTION OF THE BASIN AND PLANNING AREAS Strategic geographic location made Awash Basin to be a center for urbanization and its suitability enable it to become focus for agricultural and industrial development. The Bank was established by 486 founding. On the other hand, R-square value is 0. The UK Infrastructure Bank is a new, government-owned policy bank, focused on increasing infrastructure investment across the United Kingdom. Foreign bank entry form and strategic group membership dynamics during 2005–2010 Tables 2 and 3 provide insights on strategic group dynamics by analysing bank membership within the same strategic group across two time periods using the match ratio based on Sudharshan et al. In November 2002 the United States Congress and President George W. 85 million ha during the base period (2010/2011) to 1. Timely preaching is effective preaching. When expanded it provides a list of search options that will switch the search inputs to match the current selection. And, of course, feel free to break into the plan if an event of major significance or broad interest occurs. We live this value by: Considering that collective goals are more important than my personal/ department goals. The Commercial Bank Business Plan and Business Development toolkit features 18 different documents that you can use for capital raising or general business planning purposes. >780,000(2016) the highest caseload in Africa. Designation No. The plan covers the entire awash basin with a division of six planning area (Awash Upstream Koka, Awash Awash, Awash Halidebi, Awash Adaitu, Awash Terminal and Eastern Catchment) at a strategic level and detail action plan with the time horizon of 8 and 3 years respectively. The 2015-2019 strategic plan comes soon after the Bank’s fortieth anniversary, a sign of maturity, which comes with higher expectations from member countries, even though it is. To be. 87 billion, respectively. The study design is descriptive in nature. Mar 19, 2014 · Strategic planning is the process of finding the extent to which an organization's goals and objectives are on a par with the circumstances that different market circles afford [5]. docx from STRATEGIC 11 at Addis Ababa University. This will help the Bank in generating value driven online transactions and help its customers in the move towards digital transformation. Media AIB 26th Annual Report 2020/21 AIB 25th Annual report 2019/20 AIB 24th annual report 2018/19 AIB 23th Annual Report 2017/18 AIB 22th Annual Report. Awash Bank maintains its leading position in the private financial industry posting a record high profit boosted by a newly implemented management strategic plan. Bank’s business has expanded over the years. The Bank’s status as the ‘EU bank’ was underlined with the EUR 10bn capital increase approved in 2012. Development Experience Clearinghouse (DEC) - Home. VISION, MISSION AND VALUE. Awash Bank. Jan 12, 2022 · 2022–2026 Strategic Plan. 50% of employees say that the main reason they stay at Ethio Telecom is because of the Ethio Telecom company mission. Strategic planning is a tool for strategic management and the decision-making process to obtain certain results in the future (Aguila, 2015). Awash Bank was established by 486 founding shareholders with a paid-up capital of Birr 24. You can easily transfer funds to other countries with just a few clicks. C is to asses that poor logistics. Irrigation development is increasingly considered as one of the strategic pillar for ensuring food security and alleviating poverty. We at AIB LLC understand that the very first step of starting a new bank is to build a strong business and strategic plan. DESCRIPTION OF THE BASIN AND PLANNING AREAS Strategic geographic location made Awash Basin to be a center for urbanization and its suitability enable it to become focus for agricultural and industrial development. For the effective period of this proposed Plan, the Bank is. Yonas Merawi Dirirsa auf LinkedIn: Absence of investment banks compels central bank to repurpose retail banks. bank strata, Awash International, Birhan International,. Associated Bank management intends to provide additional details on its strategic plan and initiatives in a conference call for investors and analysts at 5:00 p. Awash Bank maintains its leading position in the private financial industry posting a record high profit boosted by a newly implemented management strategic. April 3, 2022 by ethioworks. Awash Bank focuses on delivering distinctive profitable solutions for its clients in all core areas of commercial banking. 84 billion, while the number of FTEs increased from approximately 306 to 423. , board, staff, donors, etc. of the prior Strategic Plan the Bank grew quickly in terms of both assets and employees. This button displays the currently selected search type. FINANCIAL PERFORMANCE EVALUATION (A Case Study of Awash International Bank (AIB boatey clement This chapter covers background of the study, statement of the problem, research questions, justification of the study, objective of the study, research methodology, significance of the study, scope of the study, limitation and organization of the study. was established in November 1994 as the 1st private commercial bank in Ethiopia after deregulation. In order to cope with future competition, the three-year plan sets a goal of decreasing service prices. . fursona bases